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Nice, I have a similar distribution, but you shouldn't have to hold it almost entirely on polo.

I am lending them on poloniex so I keep them there..

Then you don't really have a choice. I have never tried to lend, is it worth? Is there a big turnover for that?

its not much turn over actually... but its better to lend it and have some small income rather than having it idle somewhere...

Your going to get burnted holding all that on an exchange

yes i understand the risks... but instead of putting it in some cold wallet I can lend it on poloniex - that way I make some income...

Verry good as long as u are aware carry in :)