Place financial value on every second of your life. Value your time and make each second count. When you manage your time appropriately, you manage your life appropriately. When you waste your time, you waste your life.
Whatever you do with your time, is what you do with your life. If every minute of your time is worth certain amount of money, would you use it the way you do?
If you do not learn to value your time, other people will make you use it and work for them. Time is endless, but your time is limited.