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Good luck to you :-) Kaylin's advice is right on - but at the same time, you should sit down and figure out what that 'magic' freedom number is. How much do you NEED to live monthly ? How much do you need to at least keep up with minimum payments to get out of debt?

Make a list of expenses/income. You may find that you are closer to being ready to take the plunge than you think! If not, writing down those numbers, writing those goals will help you work towards them - so 'self employment' becomes more than a pipe dream :-)

Good luck @recreator