This is crucially needed, financial literacy holds so many people back. Most people don't understand inflation or compounding interest on their debt. Your assets column needs to outweigh your liabilities. You can use debt to your advantage by accumulating assets that can bring in cash flow. Investments that allow you to re-invest a portion i.e. dividend re-investment is a powerful wealth building tool many are also unaware. I agree its a piece of the puzzle, if the entire population of the planet was more financially literate the world will move in a more positive direction.