I totally get your point and understand where you’re coming from! If SMTs are used in a way you mention above where people create their own tokens over and above steem it just creates choas and additional transactions, conversions and fluctuations in value as it is passed between these various subsystems on the steem blockchain
I do think it has some merit for something like dTube and Busy where they can create their own ecosystem and they are responsible for the community and content creators in their website, they go ahead and improve the user experience and manage their sites needs while steemit actually takes a backseat as more of a protocol than a website itself! Like you mentioned not much development happens on steemit for us users to benefit from so it could be a good move for them to focus on the underlying tech while third parties do the heavily lifting like marketing and recruiting members and encouraging interaction and foster rewards
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Yes, it might create a chance for one platform or the other. But I think the first three+ years can be spend better (marketing and business and technical development wise) than on bringing those tokens. I think in three years you could actually work to make steem bugfree... but this platform has not changed one inch.
I really don't use 'busy' nearly as much as I should... thanks for this comment; reminding me; I like how steem has so many 'use cases' - but def want to find a way to make MORE of it :D