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Maybe THIS will help you.

Thanks for trying @b-s. I got SOME information I could understand but,
It is still as clear as mud.
How does this benefit ME, the USER, how do I get more
$ out of it, me, who hasn't made a single dime of USD in the
13 months I've been in Steemit, me who last Autumn saw
my account value at almost $5,000 USD, but which is now
below $1,200, despite the fact that I've been continually
adding pennies per day, but withdrawing NOTHING?
How can I understand this?
How can I benefit?
What do I do to utilize this?
These are the things I need to understand.
Would someone Please write a short, concise
white paper explaining things in layman user terms?