@rach I mentioned in the post that it's not possible to build a fully-decentralized solution on the Steem blockchain like you can on Ethereum or some others. So it is still centralized, however everything that happens is published and verifiable on the blockchain. To transfer ownership of cards you do publish that transaction from your own account, but for now you need to do that through the steemmonsters.com website in order for the change to be reflected on the site. Hope that makes sense!
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Thak you for your reply @yabapmatt.
For now I will do more research on your project which I really love. I want to try to make some applications for steemmonsters and I was interested in understanding the dynamics of the exchange of cards between users, to see if it was possible to use the scrow in these cases. But this is going to take a lot of time because our programming skills are quite limited.
By the way, for your information, luckily I own steemmonster.net.