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RE: What is the appropriate APR for HBD savings according to you ?

in #tribes3 months ago

Yes, you're right. On the other hand, we currently have a 30% debt ratio limit set, which makes HBD "safe" for a while - we're currently at 7%. As long as the HBD Stabilizer works and Hive keeps over say $ 0.15, I'd personaly consider HBD in Savings as a great option. Having a different opinion is fine with me, obviously, that is a subjective matter :)

I just don't have and have never had anything in Savings because I dispute the whole concept of HBD insterest and taking advantage would be hypocritical. Also, I care about Hive :) That's also why I am against the interest :)

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I personally do not care if HBD is safe or not. Im thinking about Hive too. We are already in the danger zone for Hive and as Ecoinstant already mentioned on your post comments, currently it looks like Hive wont break out of the $0,40 range which will be a huge disaster this bull run in my opinion and Hive wont recover from this. If Hive drops to $0,15 or lower, it is pretty much a finished project.
Hive needs to shore up its tokenomics now to make Hive more attractive and drive in new users and stop those like me powering down and leaving this cycle. Either way, it is not in my hands.

For HIVE maxis, $0.15 is a "massively discounted" price. 😎😏

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It sort of is in our hands too, even though we're not whales or so. That's why it is important to discuss it and spread the information - the community should be aware of possible consequences of our decisions ;) Be it the HBD interest or anything else network-wise.