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This work has been done before, maybe their experiences will help you with your's.
https://theanarchistlibrary.org/library/william-batchelder-greene-mutual-banking

@freebornangel ,
I am not sure how to emphasis this more. This is one of the best leads that I have had in reference to this work in 4 years. Yes, I will thoroughly read this. Thank you.
Have a great week, and I look forward to seeing more of your publications.

Here, I have barely scratched the surface of what has been kept from you.

Welcome to the path to be free of rule by force,...

I appreciate the sources. This gives me much more leads and homework to continue my education.
When I was first exposed to these voluntarism, libertarian, anarchist ideas was a long lecture by J. Stuart Snelson, named the V-50 Lectures. Have you heard of it?
It was very much a "fundamentals" lecture and really impacted me in a way I have never seen force and voluntary relationships in the same lenses.
It explained the stupidity and motivation of rulers to its core. Something that stuck with me is when he said "we now have the technology in the physical sciences to destroy ourselves. yet we do not have the techonology in the social sciences to save ourselves."

Lol, yes, the system perpetuates itself, or dies.
Most of the ideas we hold dear were put into us as children and were not always correct.

Keep working, stop paying.
Only the rich people that don't work get mad.

What a fascinating project sir deepwaters! I think that's amazing and I wish you total success with it. The future posts about it will be great.