Your view on ripple is misinformed at best and bordering on FUD trolling at worst.
What you call a "little faster" is actually one of the fastest for largest volume. Also what you call a "little safer" is actually grade A safety if not cutting edge. Not to mention the fact that ripple team knows what they are doing
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My point is XRP does not provide anything other cryptocurrencies do as well. Knows what they are doing? That's just like your opinion, man. -Dude