That sound pretty much cool idea and with the combination of civic coin for the identity proof of both parties, I wonder how they manage the assurance that nothing will going to happen like car thefts, renting the car with out returning it that civic coin will take big part of this role, let see what going to happen, pretty cool!
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I'm thinking they will probably have to use a collateral locked in a smart contract
you damage the car you lose the collateral
or maybe even community owned cars