Your credit score is not your credit worthiness overall, it's more how much debt you have assumed and not defaulted on.
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Your credit score is not your credit worthiness overall, it's more how much debt you have assumed and not defaulted on.
Either way it's my understanding that the low number will restrict me when it comes to loans and credit cards significantly, surely
If you do need a loan, you will need to find a bank willing to verify your creditworthiness the old-fashioned way using the metrics you mentioned up front.
Where there's a will, there's a way, I suppose!