Both, I suppose.

But whether we are pushing for the failure of the old system or hoping it will continue, strikes me the prudent thing is to worry more about building and using the viable alternative now so we can at least enjoy somewhat of a soft landing.

But there's a mindset challenge there... people have grown accustomed to dependency rather than self-reliance... which is core to decentralization.

But still, prepare. To use a different metaphor, if you are "pretty sure" government pension schemes will fail before you retire, start saving elsewhere. If they do survive, you will not only have lost nothing, you will be getting a bigger pension; if they fail, you'll still get some retirement benefits!

=^..^=