$HBD from its design is excellent and there are many aspects in which it can evolve for the good of all the actors of the ecosystem. HIVE is the vanguard of decentralization and that doesn't suit domain threads. The implementation of multi-signature transactions will enable the possibility of using P2P without intermediaries and steps through strange exchange mechanisms to reach HBD. Think about how many steps are necessary to convert a crypto or a FIAT currency into HBD, for technicians it is clear but for the common user, it is not simple, simplifying the use and making it within a click for everyone is the way, more usability. We can do it!