To be honest, putting a certain amount of money in the bank at this point is even scary. There is the fear of EFCC miraculously trailing you, breaking into your house to search for their head, or even calling you in for interrogation. Also, the fear of the bankers even giving off your information to certain criminals that could either rob or kidnap you and give them their cut. Let's not forget the crazy charges every now and then. It's a total mess!

I naturally seek ways to grow my funds with its safety guaranteed. Thus far on hive, I always transfer my HBD payouts to my savings. The 10% APR is not bad at all considering the shitty rates given by the banks for large sums of money invested over a long term.

This was a very educative video.
Thank you @josediccus