That is sound advice and perspective.

I am building more of a diversified financial portfolio and, frankly, most of my fiat is either tied up in real estate or used to provide lifestyle for the family and build my marketing business. If I had liquid assets rotting in financial accounts, I would surely take your advice. Til then, I will accumulate passively and actively with the numerous blockchain opportunities, keep socking HBD away slowly, and crank up the performance of my fiat machine so I can invest in HBD properly.

Kudos to people who are taking better advantage of the opportunity than me!